When you download the Gulden app, you explicitly and unconditionally agree that you and you alone are responsible for managing your Gulden and that the use of the Gulden app is at your own risk. No rights can be derived from using the Gulden.com B.V. app and in no way Gulden.com B.V. can be held liable for any damages, in any way, as a result from using the app or from the inability to use this app.